How ROOTS COSMO Works
A simple, transparent journey from your first investment to managing your gold holding. Learn how ROOTS COSMO PRIVATE LIMITED delivers institutional-grade 24K pure bullion custody with zero complexity.
Your Gold Journey, Step by Step
From initial registration to physical custody records and direct bank liquidation.
Create Your Account
Create your ROOTS COSMO account using your basic information and securely access your personal dashboard.
Complete KYC
Complete the applicable identity verification required for your account and relevant custody services.
Add Funds
Add funds using the available payment methods supported by the platform (UPI, NetBanking, IMPS).
Buy Gold
Use your available balance to purchase gold at the authoritative applicable platform price.
Gold Added to Portfolio
Your purchased gold quantity is recorded in your ROOTS COSMO account and reflected in your portfolio.
Track Your Progress
Monitor gold balance, estimated value, goal progress, and detailed buy/sell transaction ledger anytime.
Sell Gold
When you decide to sell eligible gold holdings, select the quantity or amount you wish to liquidate.
Settlement
After confirmation, the transaction proceeds through the configured settlement and payout process.
Know Where Your Money Goes
Clear separation between your fiat bank transfer, pure gold allocation, and liquidation proceeds.
How Is Your Gold Quantity Calculated?
Understand the exact formula used to determine your physical gold quantity.
See What You Pay
Every fee, statutory tax, and applicable price component is transparently itemized prior to order confirmation.
Standard interbank spot price + 3% statutory Indian GST. Zero platform transaction surcharge.
Full Class III vault storage, independent audit, and comprehensive insurance covered at ₹0 cost to investors.
Liquidate anytime at the live liquid sell price directly to your verified bank account with zero exit penalty.
Need to Sell Your Gold?
When you need liquidity, follow a clear and straightforward process without hidden locks.
Give Your Savings a Purpose
Gold accumulation works best when tied to the meaningful milestones in your family’s life.
Daughter's Wedding
Child's Education
Family Future
Emergency Savings
My Dream Goal
Security & Account Control
Robust security standards protecting client data, custody access, and settlement endpoints.
Secure Client Login
One-time password (OTP) verification and encrypted, secure sessions.
Statutory KYC Verification
NSDL PAN identity validation preventing unverified third-party account manipulation.
Immutable Transaction Records
Cryptographic double-entry ledger ensuring complete transparency across every buy and sell.
Penny-Drop Bank Verification
Direct penny-drop verification matching account holder legal name prior to liquidation.
Comprehensive Account Controls
Granular permissions, profile security preferences, and automated session timeouts.
Transaction Notifications
Instant email receipts and in-app notifications generated for every allocation, holding update, and withdrawal.
Weekly Rewards
Operated separately from core gold custody, active account holders may participate in weekly promotional incentive pools.
Frequently Asked Questions
Everything you need to know about buying, vaulting, and selling 24K digital gold with ROOTS COSMO.
Start Your Gold Journey Today.
Start small. Build your gold holding. Keep your goals in sight through a simple, transparent process.